Visa Platinum Credit Card

Arab Bank Visa Platinum Credit Card is your pass to a world of benefits and privileges that goes beyond the offering of ordinary credit cards. 

Coming to you from the largest Arab banking network, the Arab Bank Visa Platinum Credit Card gives you every reason to feel special. 

With a host of handpicked features and extensive global acceptance, it is designed to ensure that you receive unparalleled financial flexibility and optimal purchasing power that meet your needs and lifestyle. 

What is the Visa Platinum Credit Card? 
The Visa Platinum Credit Card is for customers who demand the very best in exclusive features and benefits from their credit card. With this in mind the card comes with the following benefits:

• Automatic enrollment to our Credit Card Rewards Program “Arabi Rewards”
•  Competitive interest rates
•  High cash advance limit
• Flexible repayment instructions including: 5%, 25%, 50%, or 100% of the balance
• Easy Payment Plan with 2.49% interest rate and repayment period up to 60 months
• Special card design equipped with Smart Chip technology to provide you with greater security in addition to the Contactless payment technology that allows you to pay for your everyday purchases quickly and securely with just a tap of your contactless-enabled card
• Grace period of interest-free credit on retail purchases up to 57 days , in case of full repayment at payment due date
• Optional Credit Shield Insurance* which covers 100% of the outstanding balance, in the event of the death or permanent total disability of the primary cardholder
• Up to 5 supplementary cards
• Transfer the outstanding balance(s) from your Credit Cards of other banks to your Arab Bank Visa Credit Card through Balance Transfer Service.

• Extra measures of security when using your card online via the “Arab bank Verified by Visa/ MasterCard Secure Code Service”, a simple to use service which makes it more secure to shop online using your Arab Bank credit card. Every time you use your Arab Bank card on an online portal that has the “Verified by Visa/ MasterCard Secure Code Service” you will be prompted to provide the “one-time” password which will be sent to your mobile number registered with us.

• Manage your credit card/cards account through the Internet, Phone Banking and Arabi Mobile Services for free
• Access to 24 hour Customer Contact Center
• Quick credit card application processing time
• Extensive national and worldwide acceptance
• Dedicated Sales Team - ready to serve you at your convenience
• Free Purchase Protection Cover **– insuring purchases made with your eligible card against theft / accidental damage occurring within 365 days from the date of purchase, as stated on the store receipt
•  Free Extended Warranty Cover** – providing an additional warranty on top of any manufacturers’ warranty

Visa launched a new Visa Airport Companion app in partnership with DragonPass. Within this partnership, Visa will continue to provide the highest standard of airport lounge access. 
 
Details about this update:
 
1. Eligible cardholders must download the application and register their own card to benefit from the privilege of accessing the airport lounges associated with the card.
2. The Visa Airport Companion application is easy to use and provides secure authentication of its users’ data as it relies on the 3D Secure service.
3. The current lounge access program, Lounge Key, will be discontinued and cannot be used to enter airport lounges anymore. Therefore, displaying the card in airport lounges will not grant the authorized person access to the lounges.
*Eligibility criteria: one international purchase/ e-commerce transaction with a minimum of USD 1 at least 10 days prior the visit date during the calendar year.
  
Note: List of lounges is subject to change; please make sure to visit the “LoungeKey” website www.loungekey.com/visaplatinummena or lounge key mobile app in order to check latest lounges available. 

*Offer is provided by Visa and in collaboration with “Key Lounge” and is subject to their terms and conditions. 
To visit the “LoungeKey” website, please go to: www.loungekey.com/visaplatinummena 

So why wait? Apply for an Arab Bank Visa Platinum Credit Card today!

How to Apply

• Through our Online Application Form
• Call our Elite Customer Care Center on 19879
• Visit any of our branches (visit our Branch Locator page here) 

Required Documents*

• Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
• Recent utility bill in the name of the client e.g. electricity, telephone or rental contract
• Latest Salary/Income/Employment verification document

Issuance of the card is subject to the terms and conditions related to this product.
Terms and conditions and fees related to this product apply.

*Credit Shield Insurance is subject to the terms and conditions of the original insurance policy signed between Arab Bank and the Insurance Company 
** Purchase Protection & Extended warranty are provided through Visa International and are subject to Visa Insurance terms & conditions.